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eBook details

• Title: Appraisals for Higher-Priced Mortgage Loans (US National Credit Union Administration Regulation) (NCUA) (2018 Edition)
• Author : The Law Library
• Release Date : January 08, 2018
• Genre: Law,Books,Professional & Technical,
• Pages : * pages
• Size : 807 KB

Description

The Law Library presents the complete text of the Appraisals for Higher-Priced Mortgage Loans (US National Credit Union Administration Regulation) (NCUA) (2018 Edition).
Updated as of May 29, 2018

The Board, Bureau, FDIC, FHFA, NCUA, and OCC (collectively, the Agencies) are issuing a final rule to amend Regulation Z, which implements the Truth in Lending Act (TILA), and the official interpretation to the regulation. The revisions to Regulation Z implement a new provision requiring appraisals for “higher-risk mortgages” that was added to TILA by the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act or Act). For mortgages with an annual percentage rate that exceeds the average prime offer rate by a specified percentage, the final rule requires creditors to obtain an appraisal or appraisals meeting certain specified standards, provide applicants with a notification regarding the use of the appraisals, and give applicants a copy of the written appraisals used.

This ebook contains:
- The complete text of the Appraisals for Higher-Priced Mortgage Loans (US National Credit Union Administration Regulation) (NCUA) (2018 Edition)
- A dynamic table of content linking to each section
- A table of contents in introduction presenting a general overview of the structure

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